Understand how our process works, your responsibilities, and our commitments when you use our services.
This website including all subdomains (the “Website”) is operated by RIBO-licensed cyber insurance brokers (“we”, “us”, or “our”). We specialize in cyber insurance for professional businesses in Ontario (e.g., healthcare, law firms, education, financial services). The brokers are licensed under Lawrie Insurance Group, an independent commercial insurance brokerage registered with the Registered Insurance Brokers of Ontario (RIBO). More information about RIBO can be accessed at www.ribo.com.
This Website is intended for business users in Ontario, Canada.
By using our Website, you accept these Terms of Service and agree to comply with them. If you do not agree, you must not use our Website.
Access is permitted on a temporary basis, and we reserve the right to withdraw or amend the Website without notice. We are not liable if the Website is unavailable at any time.
You are responsible for ensuring all persons accessing the Website through your connection are aware of these terms and comply with them.
All material on the Website is our property or the property of our third-party licensors. You are granted a limited license to access the Website solely for obtaining information about our services or initiating a cyber insurance quote request.
You may not:
We process your information in accordance with our Privacy Notice. By using the Website, you consent to this processing and warrant that all data provided (e.g., during quote requests) is accurate.
You agree not to:
You may link to our homepage or service pages fairly and legally, but not in a way that implies association, approval, or endorsement by us where none exists. Our Website must not be framed on another site. We reserve the right to withdraw linking permission without notice.
The Website may link to third-party sites (e.g., Coalition Control™ for cyber risk assessments) or use external quoting tools (e.g., CFC Connect). These links/tools are for your convenience only. We do not control or endorse third-party content and exclude liability for their use.
We exclude all implied warranties related to the Website. We are not liable for:
Website content is for general information only, not professional advice. Always seek independent insurance advice. We make no guarantees about the accuracy, completeness, or timeliness of content (including quotes or risk assessments).
Our Website collects information to initiate cyber insurance quotes but does not generate quotes itself. Quotes are processed externally by licensed brokers using third-party software. By submitting information, you consent to brokers contacting you to discuss options.
Personal information is used as outlined in our Privacy Notice. We may share data with insurers or partners (e.g., Coalition) strictly for quoting/assessment purposes.
These terms are governed by Ontario and Canadian federal law. Disputes fall under the exclusive jurisdiction of Ontario courts.
For questions about these terms, contact: hello@collinscyber.ca.
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